BCUS assists our credit union partners in achieving superlative, permanent results in the areas of:

• Delinquency Control

• Underwriting

• Business Development

• Establishing in-house Training capabilities

For over 40 years, Credit Unions have been, are and always will be our only clients.

Due to the extraordinary support from our credit union partners over the last 40 years, we have grown and expanded our services nationwide .

An experienced, reputable consulting company brings a more “global” perspective to any challenge.

In the last 40 years BCUS has worked with hundreds of credit unions. This experience has allowed us to see and evaluate numerous approaches to virtually any challenge within our areas of expertise.

We have taken the best of these solutions and combined them to design programs and processes that truly embrace the concept of “best practices”.

Absolutely! It provides us and our prospective client an opportunity to get to know each other. Additionally, we can start to develop an understanding of your needs which reveals the uniqueness of your Credit Union.

Whenever your credit union purchases anything, there is a “cost”. Generally, these costs fall into one of two categories. There are the costs where there is no expectation of any actual financial return. These costs fall into the category of “Expenses”.

Then there are the costs where there is a definite expectation of significant financial return, over and above the purchase price. These costs fall into the category of “Investments”.

This is exactly what the cost of our service is, an investment. There are two returns on your investment.

The first is a very significant, dollars & cents return that is multiple times the cost of the program.

The second is the benefit you’ll realize because this is an investment in your most important resource. Your people.

The short answer to that question is “Equitably”.

Every client is different, even clients using the same product. Because there are specific needs from one credit union to another, there is no “cookie cutter” pricing methodology.

We perform a free, no obligation analysis of the needs of each client and formulate a program that addresses their needs at a fair price. Our fees are not only fair but equitable because it represents your total cost for our efforts. No surprises.

Since 1982 we have worked exclusively with credit unions in the areas of delinquency control, underwriting & business development. Additionally, our senior management team has over 100 years of combined experience working with credit unions.

Utilizing our 3M Process our clients realize:

• Reductions of 40%-50% in Charge off and reportable delinquency using the delinquency control program

• Increases of 25% - 30% in loan portfolio growth using the underwriting program.

However, the most amazing thing about the results, is they can be replicated year-after-year, by your staff consistently implementing what we teach them during our time there.

Over the years we have been proud to partner with credit unions whose asset size was a small as $60 million and as large as $1.4 billion and all sizes in between.

Our process works, regardless of how small or how large your credit union may be.

All credit unions are faced with challenges in these areas from time to time. If yours happens to be experiencing challenges in these areas, we can solve your problems regardless of how serious they may be.

However, you don’t need to have problems in any of these areas to derive superior results from our process!

Even if your credit union has better than average peer results, we can show you how to significantly surpass what you have previously achieved.